Simulate your home loan

Estimate your monthly payment, total cost, and compare Moroccan banks in seconds.

Financing type

Standard interest rate. Fixed or variable monthly payment.

Property

Property price

MAD

Estimated notary fees: ~6.3% of price

Financing

Down payment

MAD

Down payment: 20%, recommended.

Loan duration20 years

725

Interest rate4.30 %

3,00 %6,50 %

First-time buyer (Damane Assakane / FOGARIM)Check if you're buying your first home and your income is ≤ 10.500 MAD/month. The state guarantee can finance 100% and lower the rate.

Bank Al-Maghrib policy rate: 2.75% (Avril 2026). Average market rate ~4.25%.

Compare by loan duration

Compare Moroccan banks

Average rates observed, Avril 2026. Sources: Bank Al-Maghrib, Médias24, Wafir.ma barometer.

Bank	Interest rate	Estimated monthly
CIH Bank Frais dossier offerts	4.10 %	3.912 MAD
Attijariwafa Bank	4.20 %	3.946 MAD
Banque Populaire Programme Daam Sakane	4.25 %	3.963 MAD
Bank of Africa Offre MRE -20/-40 pb	4.30 %	3.980 MAD
Société Générale Maroc	4.45 %	4.032 MAD
Crédit du Maroc	4.50 %	4.049 MAD

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